We care about your physical and financial health now and in the future. Planning for retirement is an important part of your financial health.

Although, it may be difficult to think about a future beyond retirement when you are busy caring for our patients and your family; it is important to plan for retirement throughout your career.

Each teammate’s life experience is unique. Based on situations that commonly occur throughout one’s career – we have identified five Career Stages. Consider these guidelines, which offer things to think about, things to do and things to learn at each stage of your career.

Use each of the career stories below to discover classes available to you, and then sign up for those classes through the LiveWELL Total Health Portal. For more information on searching and registering for classes, review these instructions.

Find Your Career Stage

 

 

I’m thinking about...

  • Budgeting
  • Managing my student debt
  • Saving for emergencies and the future

I’m doing this...

  • Building a realistic monthly budget
  • Paying my student loans
  • Maximizing Atrium Health’s contributions to my retirement plans
  • Developing financial goals and targets
  • Taking advantage of financial education, tools and resources offered by Atrium Health

 

New to the Workforce

These are the classes for you:

  • Financial Basics
  • Budgeting
  • Managing Debt
  • Virtual Tools

Not sure how to find these classes? Learn more.


 

I’m thinking about...

  • Paying off debt
  • Purchasing a home
  • Saving for education
  • Saving for retirement

I’m doing this...

  • Learning about risk tolerance and diversification of assets
  • Building my Health Savings Account balance
  • Envisioning my retirement lifestyle
  • Contributing 10-12% or more to my 401(k) Plan
  • Considering investing in my Health Savings Account

 

Early Career

These are the classes for you:

  • Investment Basics
  • Homeownership
  • Retirement Savings
  • Saving for College

Not sure how to find these classes? Learn more.


 

I’m thinking about...

  • Saving for retirement
  • Paying off my mortgage
  • Paying for college
  • Caring for my aging parents

I’m doing this...

  • Developing a plan for meeting my retirement savings goals
  • Actively managing my retirement assets and investments
  • Saving in my HSA for healthcare expenses during retirement
  • Learning about the ADVANTAGE Plan

 

Mid-Career

These are the classes for you:

  • Saving for College
  • Saving for Retirement
  • Medicare & Social Security

Not sure how to find these classes? Learn more.


 

I’m thinking about...

  • How much I have saved for retirement
  • What healthcare will cost during retirement

I’m doing this...

  • Projecting retirement income and ensure I will have enough to meet my lifestyle goals
  • Contributing a minimum of 12% to my 401(k) Plan
  • Saving in my HSA for healthcare during retirement
  • Considering making “catch-up contributions” to my retirement plans
  • Learning about the ADVANTAGE Plan

 

Pre-Retirement

These are the classes for you:

  • Estate Planning
  • Medicare & Social Security

Not sure how to find these classes? Learn more.


 

I’m thinking about...

  • How much retirement savings I have
  • What healthcare will cost during retirement

I’m doing this...

  • Reviewing balances of all my retirement plans
  • Learning about the process of exiting Atrium Health
  • Understanding my distribution options
  • Estimating my Social Security income
  • Creating a plan for spending time during retirement

 

Retirement-Eligible

These are the classes for you:

  • Estate Planning
  • Medicare & Social Security

Not sure how to find these classes? Learn more.


How to Find Classes

Explore classes available to you by visiting the LiveWELL Total Health Portal.

  • Use your Atrium Health Username and Password to sign in
  • Under My Dashboard, click the Financial Health link
  • In the Events section, use the search bar to search current class offerings by topic or location
  • To sign up for a class, click the Registration button
    • Select a day and time, then click Register for This Time to complete your registration
    • Click Register to confirm

Additional e-Learnings, on-demand and scheduled webinars, and opportunities for individual financial consultations may be accessed from the LiveWELL Financial Health page.  

For questions contact LiveWELL by email or call 704-355-8136.